Book-Keeping — FamilyFunds

Loans & Lines of Credit

+ Add Loan / Line of Credit

Name	Type	Principal	Rate	Allocations	Deductible Interest	Actions
No loans yet.

Borrowed Money Flow

■ Investment■ Rental■ Business■ Future Rental■ Personal

Loan & Allocation Timeline

Purpose Allocations

Add a loan first to create allocations.

Interest Entries

Add a loan first to record interest entries.

📈 Net Outcome Calculator (Borrow-to-Invest)

Principal Borrowed ($)

Investment Return Rate (r_inv)

7.0%

Loan Interest Rate (r_loan)

5.0%

Marginal Tax Rate

% Interest Income 30%

% Dividend Income 20%

% Capital Gains (auto) 50%

Auto = 100 − int − div

Deductible Share 100%

Gross Return

$0.00

Interest Cost

$0.00

Deductible Interest

$0.00

Tax Savings

$0.00

Tax on Investments

$0.00

Net Gain

$0.00

0.00%

Gross

Cost

TaxInv

Save

Net

Sensitivity (Net Return % vs r_inv)

Adjust the inputs above to see results.

📚 Family Book-Keeping